First Time Buyer
Solutions from The Mortgage Point
As a first time buyer you may need a 100% mortgage or even up to 125% - where the bank or building society lends you the full amount you require to buy the house plus extra funds to help with stamp duty or completing alterations or refurbishments.
Choosing a mortgage can be confusing when there are so many different types available, especially if you're buying your first home. For more information on the range of mortgage solutions available, have a look at our Products and Services page.
The Mortgage Point will find you the right mortgage before you've found your property and give you a mortgage guarantee card to prove you're in a position to buy - this can help you to negotiate a discount on the purchase price.
Helping you get your foot on the ladder