Adverse Credit
Solutions from The Mortgage Point
Having an adverse credit history can mean that you have County Court Judgements (CCJ's), defaults, mortgage arrears or even just a poor credit score. Often it can be that you have done something as minor as made a late payment and didn't realise it was significant enough to affect your credit rating.
When lenders come to do a credit check on you, these circumstances may mean that you are refused a mortgage.
So whatever type of credit problems you have had in the past, The Mortgage Point helps hundreds of people every day to get their foot onto the property ladder.
Helping you get your foot on the ladder